Want to get ahead of the game?

Buying a home is stressful. Not knowing how the process works can make that stress so much worse. At S&S Mortgage Team, we try to make the process as simple as possible. One way we’ve done that is by offering a free Homebuyer’s Guide to get you started! Inside, you’ll find useful (and brief) information about owning versus renting, the different types of loans available, the difference between “prequalifying” and “preapproval,” and much more. Here’s an example of the easy-to-follow but valuable info you’ll find inside.

Factors that Lenders Consider

CREDIT HISTORY

On-time payments, credit history length, and total available credit all contribute.

FINANCIAL HISTORY

Bankruptcies, foreclosures, and income variations can effect the type and amount of available loans.

DEBT-TO-INCOME RATIO

The ratio of your monthly income and your monthly debt obligations.

DOWN PAYMENT

The size of the down payment can influence the type or loan or interest rate available to you.

As always, if you have any questions whatsoever — even if you aren’t even ready to buy yet — please reach out to us! And, in the meantime, fill out the form to get your FREE Homebuyers Guide today!

Get Your S&S Mortgage Team Homebuyers Guide

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NAF Homebuyers Guide